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ICICI Online Banking

This article gives you complete information on ICICI Bank’s Net Banking facility. Ever wanted to manage your bank accounts, transfer funds, manage your investments, pay your credit card bills at the click of your mouse? As a proud user of ICICI’s online banking facility i could boast of all these with vanity! Since the opening of my account with ICICI about a year and a half back, i have till date not walked into an ICICI branch (not that i’ve not been using it, but have been, profusely!).

A customer is promptly given an online user id and password on opening an account. You could then check the account balance online. Linking of accounts is an excellent facility provided. If you have multiple account with ICICI, you could link them all and transfer funds among them in an instant. You could link your ICICI credit card account with this and dynamically view the transactions, available credit limit etc.. You could also pay your credit card bills online in a jiffy. You can transfer funds to other ICICI and non-ICICI accounts online using NSDL transfers. Although you should be surprised if the transfer happens in a couple of hours. NSDL fund transfers to non-ICICI bank accounts generally take about a day to occur. Any case, its a lot faster than dropping a cheque - the online banking equivalent of a snail mail! Besides, transfers to other ICICI accounts occurs in minutes.

You could also link your ICICI Direct Demat account to your banking account and view your holdings. Coming back to fund transfers, there are two layers of security provided,wherein you are asked to type in your transaction password and also enter specific numbers from behind your debit/ATM card (and its not your 16-digit card number). All this is to take care that your transaction is authentic. So if at all your Net Banking ID and password do fall into the wrong hands, it would be impossible to transfer funds (something like a read-only mode). To add to your elation, all this comes at absolutely no extra cost!!

Tags: Banking, ICICI, ICICI bank, net banking, Online, Online Banking, safe banking, secure banking